1. All payment plan payments accrue store credit, and can be used exclusively for the purchase of product or services offered on this site. 2. Credit is non transferable, but services or goods can be purchased and gifted to others. 3. Credit is not returnable, and must be used for the purchase of produces or services as listed or provided via individual needs. 4. Current Balances are provided on request. 5. All purchases to be made directly on request and via direct discussion with us. This can not be used to purchase items via Paypal links. 6. All items as described on this site are subject to change and confirmation, some pricing may vary with fluctuations in material and gem stone prices, variations in design or in the scope of service provided. 7. Terms and conditions are subject to change, or can be expanded at our discretion. 8. Any Participation in subscription/savings, or purchase of any product or service will constitute acceptance of these terms and conditions of service. 9.All Jewellery pieces are guaranteed for faulty workmanship, and material faults, any repairs resulting from damage caused be rough use, or fair wear and tear are not covered, changes to design, including size if incorrectly stated are subject to additional charges.